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Banks Mortgage-FLOP
Amerisave.com
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THIS WEBSITE IS NOT ACTIVE FROM 3-8-2011 DUE TO UNAVAILABILITY IN US!!

Mortgage Options: 0/10
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What range of mortgages is available on this site? Are there fixed rate, adjustable, FHAs, home equity or refinance options? We found out..
save us Please
Amerisave offers mortgage banking products, including VA, USDA, Non Conforming, Alt A, Reverse Mortgage, and our Full Eagle Direct Endorsement with FHA. And they offer in-house processing, underwriting, closing, and funding. This is all very confusing to us as we are not impressed by jargon, we like things explained.
Navigation: 0/10
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How easy is it to navigate around the site? We tried and tested it out and graded..
Navigating through this site was difficult. Half of their pages look like Master’s level accounting balance sheets. It is certainly not easy to understand, despite the pages having a logical flow.
Mortgage Calculator: 0/10
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How easy is it to use the mortgage calculator? How quickly can I find out the borrowing rates by entering my details, amount and zip code? Is information for borrowers easy to find? We graded..

Amerisave offers Instant Online Mortgage Rate Quotes, but you have to run a CTRL F search for mortgage calculators or you might miss it. Multiple links are supplied, and there is a wealth of information – too much in fact. We just want simple calculations – nothing else.
Mortgage Content: 0/10
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How detailed are the mortgage descriptions? Is the information on mortgages easy to follow or written in complex jargon? Are the various mortgage options easy to compare and are breakdowns provided? We graded on content..
On each page of the mortgage descriptions is the same picture of a pretty lady smiling. We are unsure why she is smiling because the volume and complexity of the text that accompanies each description is off-putting. Less is more – especially when too much complex industry jargon is involved.
Innovation: 0/10
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Why is it different to other online banks? We graded on originality and innovation..
Here is an area where they do okay. Amerisave technology shops clients’ mortgage requirements to most of the large mortgage banks in seconds. This is a good service they are offering.
Social Options: 0/10
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How interactive is this site? Is there a Facebook Group? Twitter? RSS feeds? Linked In? Forum? We found out..
There are no visible social options available.
Support: 0/10
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Can you contact the site with queries? This grades the email support, live chat and telephone contacts available to users..
There is reasonable customer support available. In addition to a toll-free number and working hours of Monday through Friday from 10:00 AM to 8:00 PM Eastern Time, there is also online form support and e-mail. We rated them accordingly.
Privacy: 0/10
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Is this site safe? Does the site protect my personal information? Is the privacy policy easy to find? Will this site bombard me with emails or share my details with other providers? Is this site recommended or verified by a regulator?.
Amerisave makes use of VeriSign secure encryption technology to protect on-site information. And the privacy policy in place protects customer information. More personal information is used when clients register online however.                                                        


<p><strong><span style="color: #339966;">Web Address: </span>www.amone.com</strong><strong><br /></strong><strong><span style="color: #339966;">Country: <span style="color: #000000;">US</span></span></strong><strong><br /></strong><strong><span style="color: #339966;">Parent Company: </span>America One Funding Group Corp</strong><strong><br /></strong><strong><span style="color: #339966;">Launched: </span>1999</strong><strong><br /></strong><strong><span style="color: #339966;">Category: <span style="color: #000000;">Loans</span><br /></span></strong></p>
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<p align="justify">AmOne covers every area of financing; however, their most popular request is for unsecured loans. No other company can compare to the results that AmOne generates in unsecured loans. They have served over 3 million Americans to date.</p>
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<td width="521" align="left" valign="top"><strong>Loan Options:  0/10
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What range of mortgages is available on this site? Are there fixed rate, adjustable, FHAs, home equity or refinance options? We found out..
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<td style="background:#E9E9E9;" align="center" valign="top"><strong>Multiple Personal Loans<br /></strong></td>
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<td align="left" valign="top">AmOne lenders specialize in multiple personal loans. They offer unsecured personal loans, quick access loans of $100 to $1,500 instantly, unsecured small business loans up to $100,000 and even unsecured start-up business loans. We are impressed by their credentials and offerings and rate them accordingly.</td>
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<td align="left" valign="top"><strong>Rates Calculator</strong><strong>:  0/10
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How easy is it to navigate around the site? We tried and tested it out and graded..
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<td align="left" valign="top">Each loan has rate calculations built into its description. For the 4 different loan types it’s easy to the see the rates and terms, but only as percentages for fixed periods usually from 6 to 84 months. This is insufficient and a poor reflection for customers wanting specific information.</td>
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<td align="left" valign="top"><strong>Credit Scores</strong><strong>: 0/10
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How easy is it to use the mortgage calculator? How quickly can I find out the borrowing rates by entering my details, amount and zip code? Is information for borrowers easy to find? We graded..
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<td align="left" valign="top">Credit Scores are not important for the purposes of AmOne loans as they take other factors into account. As unsecured loan providers they evaluate each client on his/her merits. These include age, tenure of employment, wage and history of other unpaid unsecured loans.</td>
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<td align="left" valign="top"><strong>Support</strong><strong>:  0/10
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How detailed are the mortgage descriptions? Is the information on mortgages easy to follow or written in complex jargon? Are the various mortgage options easy to compare and are breakdowns provided? We graded on content..
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<td align="left" valign="top">AmOne offers both email and telephone support services. Their response times are a little slack though. Compared to other providers we are not impressed by them.</td>
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<td align="left" valign="top"><strong>Loan Content</strong><strong>:  0/10
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Why is it different to other online banks? We graded on originality and innovation..
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<td align="left" valign="top">Each of the personal loan categories provides a wealth of information for customers. The problem is that all the content is laid out in an identical way with much of it appearing as overlaps. This makes it hard to differentiate between various loan categories.</td>
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<td align="left" valign="top"><strong>Social Options</strong><strong>:  0/10
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How interactive is this site? Is there a Facebook Group? Twitter? RSS feeds? Linked In? Forum? We found out..
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<td align="left" valign="top">Finally AmOne score big points in this section. They have provided a wealth of social options. These include everything from Facebook to Yahoo.</td>
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<td align="left" valign="top"><strong>Navigation</strong><strong>:  0/10
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Can you contact the site with queries? This grades the email support, live chat and telephone contacts available to users..
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<td align="left" valign="top">Site navigation is basic but boring. There is nothing unique about AmOne’s white pages and blue text. It’s simplistic and none too impressive. Pages take some time to load too, it’s annoying.</td>
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<td align="left" valign="top"><strong>Privacy</strong><strong>:  0/10
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Is this site safe? Does the site protect my personal information? Is the privacy policy easy to find? Will this site bombard me with emails or share my details with other providers? Is this site recommended or verified by a regulator?.
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<p align="left">Customers can browse the site without identifying themselves. But when signing up, all customers consent to sharing some of their information with AmOne. The privacy policy is convoluted.  Personal information is secure with the GoDaddy secure website seal.<strong></strong></p>
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Total Ranking:
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Choosing the right mortgage is quite difficult. With so many borrowing options available we at Dozen Banks have found the mortgage sites you need to know and those you need to avoid. Here is our selection for Online Mortgages..
Total Rank
Email Support
Telephone Support
Number of Pages
Software Speed
Mortgage Options
Navigation
Mortgage Calculator
Mortgage Content
Innovation
Social Options
Support
Privacy
Email Support
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3 months
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6 months
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1 year
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2 years
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All (5 years)
 

Web Address: www.amerisave.com
Country: US
Parent Company: Amerisave Mortgage Corporation
Launched: 1985
Category: Mortgage

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Amerisave.com
THIS WEBSITE IS NOT ACTIVE FROM 3-8-2011 DUE TO UNAVAILABILITY IN US!! Mortgage Options: save  ..... 

Web Address: www.amerisave.com
Country: US
Parent Company: Amerisave Mortgage Corporation
Launched: 1985
Category: Mortgage

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Amerisave.com
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