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Discount Advances
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1.9
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DiscountAdvances are an online payday loan company specializing in short-term personal loans. Customers can apply for payday loans online or by phone.
Loan Options: 1/10
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What range of loans is available on this site? Are there business and personal loans? Are there mortgage, home, auto, debt repayment or any other loans available? We found out..
Short-term Personal Loans
In a nutshell, DiscountAdvances offers short-term cash advances. This means short-term loans up to 31 days. They also discuss the concept of a tax refund loan too.  Their interest payments are at their highest on the 31st day of the loan. It’s a very basic service and they keep it simple.
Rates Calculator: 3/10
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How easy is it to find out the borrowing rates? Does the site offer tables, graphs or a rate calculator? Is information for borrowers easy to find?.

DiscountAdvances as lenders offer clients standard rates charts on all principle loan amounts, up to $1,500. It’s very easy to see what you will need to repay based on what you have been loaned. There are options for 1-31 day loans with the really hefty interest on the latter.
Credit Scores: 1/10
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Can I easily check my credit score online? Here we look at each site and evaluate the process of getting a personal credit score..
This doesn’t feature and is thus not really an issue. Discount Advances run a check of the Teletrack database, which is an information sharing service used by payday loan agencies, to see that clients have no unpaid cash advances. It’s reassuring to folks.
Support: 5/10
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Can you contact the site with queries? This grades the email support, live chat and telephone contacts available to users..
They are committed to their fast cash loan customers by offering phone support 24 hours a day, 6 days a week. Their cash advance loan representatives are available by at suitable hours. We checked their support services and they are available all days except Sundays. But we don’t like automated responses.
Loan Content: 1/10
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How detailed are the loan descriptions? Is the information on loans easy to follow or written in complex jargon? Are the various loan options easy to compare and are breakdowns provided? We graded on content. .

There is a Fee Chart and Fees and Terms describing in minor detail about the loan options available and the duration thereof. DiscountAdvances tries to simplify and generalize too much. We prefer a more tailored description, based more on individual circumstances.
Social Options: 1/10
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How interactive is this site? Is there a Facebook Group? Twitter? RSS feeds? Linked In? Forum? We found out..
This section provides scant information on social options. We awarded them a fitting grade.
Navigation: 1/10
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How easy is it to navigate around the site? We tried and tested it out and graded..
DiscountAdvances is simply not a pretty site to navigate through. It provides too much text and not enough simplicity. And when you factor in the amount of content that a client needs to get through, it is difficult to keep reading all this jargon.
Privacy: 4/10
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Is this site safe? Does the site protect my personal information? Is the privacy policy easy to find? Will this site bombard me with emails or share my details with other providers? Is this site recommended or verified by a regulator?.
The good news is that they are secured by GeoTrust site security. However their privacy policy allows them to collect personal information on their clients and use it according to their terms. A little too intrusive for our liking.


 
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Total Ranking:
2.00/10
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At some point in life, bank loans can become necessary. We all need cash sometimes; Therefore, Dozen Banks has done the hard work for you, separating the super loans from the loan sharks. Here is our selection for Loans..
Total Rank
Email Support
Telephone Support
Number of Pages
Software Speed
Loan Options
Rates Calculator
Credit Scores
Support
Loan Content
Social Options
Navigation
Privacy
Email Support
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3 months
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1 year
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2 years
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All (5 years)
 

Web Address: http://discountadvances.com
Country: US
Parent Company: iGotIt.com
Launched: N/A
Category: Loans

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Web Address: http://discountadvances.com
Country: US
Parent Company: iGotIt.com
Launched: N/A
Category: Loans

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